An Independent Mortgage Solution (AIMS), 93 Stockmans Lane, Belfast BT9 7JD
Telephone. 028 90 288 585----Email. enquiries@aims-ni.co.uk
 
 





Buying a house is one of the most important purchases you will make. At An Independent Mortgage Solution (AIMS) we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I don't have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage
suited to your circumstances.


Deposit
Currently mortgage lenders will lend up to 95% of the value or purchase price, whichever is the lower. This means that you will be required to put 5% deposit down and the more deposit you can produce the better deal lenders will offer.

Don't worry if you can't produce this size of deposit, An Independent Mortgage Solution (AIMS) can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. An Independent Mortgage Solution (AIMS) can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with An Independent Mortgage Solution (AIMS).



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THINK CAREFULLY BEFORE SECURING DEBTS ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Please be aware that when consolidating items of credit, whilst your monthly repayments may reduce,
you could be extending the term and therefore the total amount of interest you will pay.

An Independent Mortgage Solution (AIMS) are Authorised and Regulated by the Financial Conduct Authority (FCA) for Regulated Mortgages and Non Investment Insurance.
Registered as a Limited Company NI614151 at 93 Stockmans Lane, Belfast, BT9 7JD.
A Broker Fee is normally charged for arranging a mortgage. Any fee charged will be fully disclosed to you at every stage of the application. Typical Fee £495